A funding option for businesses seeking a defined amount of capital with structured repayment. Useful when you already know the number you need and want a straightforward path to pay it down.
Approximate range
Roughly $20K – $1M
Repayment
Terms may extend up to about 24 months, depending on approval and fit.
Often used for
Equipment purchases and repairs
Expansion and larger projects
Payroll timing and vendor obligations
Working through operating pressure
Best for: Practical business needs such as equipment, repairs, expansion, payroll timing, vendor obligations, or operating pressure.
Working Capital
Flexible funding for day-to-day operations.
Flexible funding for operating needs — the kind of expenses that come up while you run the business. Fit is often tied to monthly business revenue and operating history.
General guidance
Often suited for businesses operating about 12+ months with steady monthly revenue.
Often used for
Payroll, inventory, and materials
Repairs, equipment, and fuel
Marketing and seasonal pressure
Smoothing out uneven months
Best for: Payroll, inventory, repairs, equipment, materials, fuel, marketing, or seasonal pressure.
Line of Credit
Access capital as needs come up.
A funding option that may provide access to capital as business needs arise — so you can draw on it when timing calls for it, rather than all at once.
Often used for
Uneven cash flow and inventory timing
Vendor payments and material purchases
Fuel and fleet costs
Short-term operating needs
Best for: Uneven cash flow, inventory timing, vendor payments, material purchases, fuel or fleet costs, and short-term operating needs.
We don't publish APRs, factor rates, interest rates, or guaranteed terms here — those depend on the option, the provider, and approval. We'll review the specifics with you before you decide. This is not a commitment to lend. All funding is subject to approval.
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